Second Chance Finance Car Loans in Duluth GA
Need a second chance auto loan? Call our credit specialist!
We can help! 404-946-1861
At Gwinnett Place Honda, your Atlanta Honda dealer, our relationships with lenders gives us the upper hand in negotiating a deal to help customers reestablish credit and get into a car or truck of their choice.
Some of our lenders will accept credit scores below 500 or no score at all! These new bank programs look more at the person seeking a loan instead of just their credit score. Job and residence stability will play a factor in gaining an approval with our lenders.
Before applying for any car loan at our Duluth GA Honda Dealership, there are a few things you can do to ensure that the process goes smoothly for this specialized area of car finance:
Determine How Much You Want to Pay (Payments and Price) – You should have in mind how much you can comfortably afford for your vehicle, for both a down payment and monthly payments.
Prepare Documentation – To get a 2nd chance car loan you will need to provide proof of employment, income and residence. It is helpful to have documentation in hand, such as pay stubs and a current bill addressed to you at your home address. This documentation will speed up the process of getting your car loan.
How can I get an auto loan in this economy?
You want to purchase a reliable vehicle. You’ve determined that you can handle the monthly payments because your job and personal finances are going to be okay. But one concern in holding you back: Can you really get the auto loan you need to complete a purchase? At Gwinnett Place Honda, the answer is YES! Bankruptcies, repossessions, and in some cases, no money down is okay!